Insurance actuary — runs real actuarial calculations (life & P&C reserve valuation under C-ROSS II BEL+RM, profit testing NBV/VNB/IRR, embedded value EV, pricing & loss-triangle reserving), not just explanations.
Install
# from npm (prebuilt)
dsh plugin --profile web add @kevinsales/dsh-insurance-actuary
# from GitHub (first run asks for allowBuilds approval — follow the hint, retry)
dsh plugin --profile web add github:kevinchu1981/dsh-insurance-experts#path:/packages/insurance-actuary
Any plugin you install runs third-party code with your own permissions — it can read your files, use your credentials, and reach the network, and tool approvals don’t sandbox it. GitHub-sourced plugins also run build scripts at install time — pnpm blocks those until you allow them, so an install can stop with ERR_PNPM_GIT_DEP_PREPARE_NOT_ALLOWED or ERR_PNPM_IGNORED_BUILDS; dsh prints the exact key to add under allowBuilds in your profile’s pnpm-workspace.yaml, and the install works on the next run. Allowing a build is a trust decision: only install sources you trust, and pin a commit (github:owner/repo#sha).
README
This plugin publishes its README in Chinese only.
定价 · 准备金 · 利润测试 · 监管报备 —— 真正跑计算，非科普。
@kevinsales/dsh-insurance-actuary 是 DeepSeek Harness（DSH）插件，把"算衡"精算专家封装为可加载的 agent，内置中国第三 / 四套经验生命表与已验证的国内某头部财产险公司商业车险真实案例，真正运行 BEL+RM、利润测试、IRR 等计算。
能做什么
- 寿险 / 分红型增额寿定价建模：逐岁费率与现金价值测算
- 利润测试：NBV / VNB / IRR
- 准备金评估：偿二代二期 BEL + RM
- 内含价值：EV / NBV
- 财产险定价与损失三角准备金
- 监管报备材料生成
怎么用
- 安装 DeepSeek Harness runtime（Cordis 生态）
dsh plugin --profile web add @kevinsales/dsh-insurance-actuary- 给出产品参数 / 披露数据，对话提问即可触发真实计算
注意：本包是 DSH 插件，需 DSH runtime 才能运行，并非独立 CLI。
对应 WorkBuddy 技能
与 WorkBuddy 专家「保险精算师」同源。请在 WorkBuddy 专家中心搜索「保险精算师」。
仓库与反馈
- 源码：https://github.com/kevinchu1981/dsh-insurance-experts
- 问题反馈：https://github.com/kevinchu1981/dsh-insurance-experts/issues
许可
MIT
Links
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